For Etsy sellers, freelancers and side businesses that need to know their real numbers without hiring anyone. Every template works in Excel and Google Sheets, and you only ever type in the highlighted cells.
Every template includes Excel and Google Sheets versions, instant download, and email support at support@elecart.us.
If the question is "where did it actually go?", a monthly budget holding the spending, the bills and the money set aside for later is the one to start with. It logs transactions once and builds the month, the year and the funds from them.
Paid weekly or fortnightly, budgeting to your payday rather than the calendar month lines each bill up with the pay period it actually falls in. Planning a whole year at once is the annual budget instead.
Carrying several balances, a payoff month calculated from your real rates puts snowball and avalanche side by side and shows what one extra payment a month buys, before you commit to either.
Every template includes both an Excel and a Google Sheets version, and every purchase comes with email support at support@elecart.us.