Excel + Google Sheets template

Annual Budget Spreadsheet

Name: Annual Budget Spreadsheet for Excel & Google Sheets
Brand: Elecart
SKU: 4562233991
Price: 3.29 USD
Availability: InStock

A year of money, planned before it happens.

A yearly budget planner for households paid on a schedule, who want the bills, the savings goals and the spending to agree with each other for once.

Annual Budget Spreadsheet is a 9-tab Excel and Google Sheets workbook. 4 you type into, 3 calculated from those and 2 you set once. No macros, so it opens without a security warning.

This Period Where the current month stands against the plan.
Year All twelve months side by side, with running totals.
Funds Progress on every sinking fund, calculated from what you have set aside.

Filed under personal finance.

Get it on Etsy → See what's inside $3.29 on Etsy · one-time70% off until November 28No subscription. The file is yours. Whatever you type into it is saved only in your own copy, on your computer or in your own Google Drive. We never see it and cannot access it.

Tested before release Never password locked One payment Free updates

Start Here This Period Year Funds Budget Plan Bills Settings & Lists

The Start Here tab of Annual Budget Spreadsheet

The This Period tab of Annual Budget Spreadsheet

The Year tab of Annual Budget Spreadsheet

The Funds tab of Annual Budget Spreadsheet

The Budget Plan tab of Annual Budget Spreadsheet

The Bills tab of Annual Budget Spreadsheet

The Settings & Lists tab of Annual Budget Spreadsheet

7 of the 9 tabs, exactly as they look in the file. Click a tab to look inside.

Sound familiar?

Before

Bills that arrive as a surprise every single time.

Saving for Christmas in December.

No idea whether this month was normal or unusually bad.

After

Every bill listed with its due date, so nothing arrives unannounced.

Sinking funds that put a little aside monthly for the costs you know are coming.

A year view that shows whether this month was actually unusual, or just felt it.

1.0 · The workbook

What's inside, tab by tab

You only ever type in the highlighted input cells. Everything else is calculated from what you type.

You type here Calculated for you Set once, never again Reference

Annual Budget Spreadsheet, tab by tab
Tab	What you do	What it does
Tab 1Start Here	Set once, never again	A one page setup guide inside the workbook. Enter your basics once, in about 5 to 10 minutes.
Tab 2This Period	Calculated for you	Where the current month stands against the plan.
Tab 3Year	Calculated for you	All twelve months side by side, with running totals.
Tab 4Funds	Calculated for you	Progress on every sinking fund, calculated from what you have set aside.
Tab 5Transactions	You type here	Date, description, category and amount. Room for 800 across the year.
Tab 6Budget Plan	You type here	What you intend to spend per category, per month.
Tab 7Bills	You type here	Recurring bills with due dates and amounts. Up to 40.
Tab 8Sinking Funds	You type here	Goals you save toward monthly, with target and deadline. Up to 20.
Tab 9Settings & Lists	Set once, never again	Categories, accounts and dates. Change them once and the whole workbook follows.

Want one quick number first? The free debt payoff calculator shows your debt-free date and total interest. It runs in your browser, no sign-up.

Built like software, priced like a spreadsheet

Auto-calculating formulas

Enter your data; totals, flags and the dashboard update instantly.

Zero formula errors

Checked cell by cell before release. Find one and we will fix it.

Locked formulas, highlighted inputs

Formula cells are protected. You can only type where typing is safe.

Excel AND Google Sheets

Both versions in every purchase. No converting, no broken references.

Printable summaries

Clean report pages for your records, your accountant, or your next meeting.

Instant download

Delivered by Etsy the moment you pay. Free updates to this template forever.

2.0 · Getting started

How it works

2.1

Buy on Etsy

Secure checkout through Etsy, no account needed here.

2.2

Download instantly

The Excel file and the Google Sheets link arrive immediately.

2.3

Make a copy, start typing

Type into the highlighted cells and every total is calculated from what you typed.

3.0 · Before you buy

Questions, answered

Do I need a paid Excel version?

Any desktop Excel from 2016 onward works, including Microsoft 365. If you don’t have Excel at all, use the included Google Sheets version. It’s free.

Does it fully work in Google Sheets?

Yes. The Google Sheets version is made from the same file as the Excel one and checked in Google Sheets before release. Every formula uses functions that work the same in both.

Is this a one-time purchase?

Yes. One payment, no subscription. You keep the files forever and get free updates to this template.

What does it not do?

It does not connect to your bank, import your statements or sort your spending for you. You type your entries in. If bank sync is what you want, a budgeting app is the better fit.

What’s the refund policy?

Refunds follow Etsy’s rules for digital downloads. If a template doesn’t work as described, email support@elecart.us and we will fix it.

What if I get stuck?

Email support@elecart.us and the person who built the template answers, usually within one business day. Etsy Messages works too.

How much data can it handle?

Input tabs are sized generously and tested with full sample data: enough for years of typical use. Need more room? Duplicate the file per year, or email support for an extended version.