Free tools
Free calculators
Run the numbers before you buy anything. These are free to use, need no sign-up, and show their working so you can check it against your own figures.
Twelve calculators so far, each answering one question: what an Etsy sale leaves you, what a week of overtime costs, what your miles are worth at the IRS rate. If you find yourself asking the same question every month, each tool page names the template that tracks it for a whole year.
Break-Even Calculator
Work out the sales you need to cover your costs, across every product you sell rather than just one.
FreeOpen it
Debt Payoff Calculator
See your debt-free date and what an extra payment buys you. Snowball, avalanche or your own order, compared against paying minimums only.
FreeOpen it
Etsy Fee & Profit Calculator
See what you keep from an Etsy sale after every fee, or work backwards from what you want to keep to the price you should list at.
FreeOpen it
Freelance Rate Calculator
Work back from what you want to take home to the hourly rate that gets you there, counting only the hours you actually bill.
FreeOpen it
Grade Calculator
What you need on the final for every letter at once, your grade so far, and the best and worst grade still possible.
FreeOpen it
Margin and Markup Calculator
Work out margin, markup and price from any two figures, convert margin to markup, and price for the margin you want after selling fees.
FreeOpen it
Mileage Log Calculator
Work out what your mileage log is worth, with the correct rate for each trip date, and see which entries would not hold up.
FreeOpen it
No Tax on Overtime Calculator
Work out the overtime deduction the way the IRS does, see what it saves you, and check the figure on your W-2.
FreeOpen it
Overtime Calculator
Time and a half pay from your hourly rate and hours, worked out a week at a time, with double time, a second pay rate and bonuses.
FreeOpen it
PTO Accrual Calculator
See your paid time off on any date, the hours a cap or carryover limit will take, and what your balance is worth if you leave.
FreeOpen it
Estimated Tax Calculator
See what to send the IRS and when, based on the safe harbor that keeps you clear of the underpayment penalty.
FreeOpen it
Time Card Calculator
Total your hours with breaks and overtime, and see what your employer's rounding policy adds up to over a year.
FreeOpen it