Business Budget Spreadsheet
See your next twelve months before they happen.
A small business budget template for owners who run on gut feel and want to see, line by line, where the year will land if nothing changes.
Business Budget Spreadsheet is a 6-tab Excel and Google Sheets workbook. 2 you type into, 2 calculated from those and 2 you set once. No macros, so it opens without a security warning.
- Dashboard Variance so far, where the year lands if nothing changes, and your worst and best performing lines.
- Year View Every budget line with what it is running at, across the whole year.
- Budget Your planned figure for each line, month by month across twelve months.
Filed under cash flow & budgeting.
All 6 tabs, exactly as they look in the file. Click a tab to look inside.
Sound familiar?
What's inside, tab by tab
You only ever type in the highlighted input cells. Everything else is calculated from what you type.
| Tab | What you do | What it does |
|---|---|---|
| Tab 1Start Here | Set once, never again | A one-page setup guide inside the workbook. Enter your basics once, in about 5 to 10 minutes. |
| Tab 2Dashboard | Calculated for you | Variance so far, where the year lands if nothing changes, and your worst and best performing lines. |
| Tab 3Year View | Calculated for you | Every budget line with what it is running at, across the whole year. |
| Tab 4Budget | You type here | Your planned figure for each line, month by month across twelve months. |
| Tab 5Actuals | You type here | What actually happened, month by month, against those same lines. |
| Tab 6Settings & Lists | Set once, never again | The budget year, plus the lists the rest of the workbook reads. Change them once and every sheet follows. |
Want one quick number first? The free break-even calculator finds the sales you need to cover fixed costs. It runs in your browser, no sign-up.
Built like software, priced like a spreadsheet
Enter your data; totals, flags and the dashboard update instantly.
Checked cell by cell before release. Find one and we will fix it.
Formula cells are protected. You can only type where typing is safe.
Both versions in every purchase. No converting, no broken references.
Clean report pages for your records, your accountant, or your next meeting.
Delivered by Etsy the moment you pay. Free updates to this template forever.
How it works
Secure checkout through Etsy, no account needed here.
The Excel file and the Google Sheets link arrive immediately.
Type into the highlighted cells and every total is calculated from what you typed.
Questions, answered
Do I need a paid Excel version?
Any desktop Excel from 2016 onward works, including Microsoft 365. If you don’t have Excel at all, use the included Google Sheets version. It’s free.
Does it fully work in Google Sheets?
Yes. The Google Sheets version is made from the same file as the Excel one and checked in Google Sheets before release. Every formula uses functions that work the same in both.
Is this a one-time purchase?
Yes. One payment, no subscription. You keep the files forever and get free updates to this template.
What does it not do?
It does not connect to your bank, accounting software or shop, and it does not import statements. It is not a profit and loss statement or a cash flow plan: it shows whether you are on budget, not whether the money will be in the account on the day a bill is due. None of it is financial advice.
What’s the refund policy?
Refunds follow Etsy’s rules for digital downloads. If a template doesn’t work as described, email support@elecart.us and we will fix it.
What if I get stuck?
Email support@elecart.us and the person who built the template answers, usually within one business day. Etsy Messages works too.
How much data can it handle?
Input tabs are sized generously and tested with full sample data: enough for years of typical use. Need more room? Duplicate the file per year, or email support for an extended version.
See your next twelve months before they happen.
$3.29, once, 70% off until Nov 28. Yours forever, with free updates.
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